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#1489756 - 09/02/2019 13:43 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
gleno71 Offline
Weatherzone Addict

Registered: 09/11/2007
Posts: 1803
Loc: Australia
My house insurance policy went from $750 to $1100 after the 2011 floods and I was not affected by it. It has since steadied only because I told them to raise the excess to keep the premium the same. No Doubt after Townville, the premium will rise yet again.

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#1489757 - 09/02/2019 13:45 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Colin Maitland]
gleno71 Offline
Weatherzone Addict

Registered: 09/11/2007
Posts: 1803
Loc: Australia
Originally Posted By: Colin Maitland
Hi RC,
Has your insurance policy trippled since the 2000,s. Ours went from $700 to $2250. We and everyone else are paying for everyone else. The story was on ABC but is on some financial sites as well.
No matter who or what caused the disaster everyones policy rises.
Who is going to pay for Townsville? Who is going to pay for all the cattle that drowned. Prices of meet will be high $30 to $40.00 plus they have already warned. Chicken will be the big seller so that will go up.
Who will pay for the Sydney and Melbourne storms?
It is the same with the fines the banks just copped. Guess who is going to pay, the arrogant financial institutions boldly told us we are.
The great God dollar. Greed. When I was a kid banking was free. Now they have to make Billions every year.
Unfortunately RC we are just the pawns in a big game.
Cheers. Hopefully that didn’t depress you but it gets you cranky thou.



That's why I firmly believe life would be better without money being invented. I'm sure the human race got by over 1000 years ago

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#1489759 - 09/02/2019 14:01 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
paulcirrus Offline
Weatherzone Addict

Registered: 08/08/2011
Posts: 1658
Loc: Brisbane - Windsor
DON'T GET ME STARTED ON INSURANCE FIRMS. They are there to protect us not ripp us off as they do. The general mantra is for insurance companies to bear the risk , not the home owner. Premiums should not friggin raise due to a natural disaster else they are not doing their job. They use natural disasters to their advantage by raising premiums sulking that the floods are not a normal thing and that someone has to pay for it. Friggin hell, then they keep that same price from then on year after year reaping the rewards. It happened to me in the Brisbane floods in 20111, and my bill went from 800 a year to 1400 a year and i didn't get a drop of water on my house. I since told them to get stuffed and went for coles insurance. So townsville watch out for the insurance companies as they are worse than criminal organizations. Why hsn't there been a royal commission into them ??????, they are joined at the hip with the banks. Sorry for my rant but they " Use natural disasters to raise their premiums from that year on without ever lowering them"


Edited by paulcirrus (09/02/2019 14:01)
_________________________
If it's Flooded - FORGET IT

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#1489761 - 09/02/2019 14:17 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
Taylsy Offline
Weatherzone Addict

Registered: 31/12/2007
Posts: 1249
Loc: Pacific Pines, Gold Coast
Dare I say it, but big business (read banks/financial institutions = insurance companies) latch on to the Climate Change phenomenon, feed off the media hype, and justify their insurance premium hikes based on natural weather disasters, or other non-related events such as crime rates. I've lost count of the number of times certain pollies cite climate change as soon as an outdoor BBQ gets out of control and starts a bushfire, or a cyclone crosses the coast in a populated area. Weather events have been a part of life since Adam was a boy (and even before that I'd venture to say!).
_________________________
Between the bush and the beach.
2019 YTD: 221 mm; 2018: 1,078 mm; 2017: 1,495 mm; 2016: 812 mm; 2015: 1,932 mm; 2014: 943 mm; 2013: 1,501 mm; 2012 1,682 mm; 2011 1,032 mm; 2010 2,151 mm; 2009 1,447 mm.

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#1489763 - 09/02/2019 14:30 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
paulcirrus Offline
Weatherzone Addict

Registered: 08/08/2011
Posts: 1658
Loc: Brisbane - Windsor
I'm with you Taylsy. They use any means to raise their prices. BUT i think it our fault as well because we let them get away with it.
Maybe we could start a peoples survey on whether a royal commision into insurance companies should be had. Survey monkey ? BTW, get stuffed insurance companies
_________________________
If it's Flooded - FORGET IT

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#1489777 - 09/02/2019 15:52 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
RandomGuy Offline
Weather Freak

Registered: 27/02/2012
Posts: 79
Loc: Melbourne (Northern Suburbs)
My house insurance has been going up at a steady rate of about $200 / year and my area has never seen a natural disaster (besides that freak hailstorm back in 2011, which did not affect our house). This year we received the renew papers and it was just shy of $1800.

Shopped around for a new insurer and now am signed up with woolworths for under a grand. I have a feeling that this rising trend will continue on the next renewal, once they get you on board, they will slowly increase until they can get as much of your money as possible. It sucks, that we all know, but what other choice do we have??


Edited by RandomGuy (09/02/2019 15:52)

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#1489784 - 09/02/2019 16:32 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
gleno71 Offline
Weatherzone Addict

Registered: 09/11/2007
Posts: 1803
Loc: Australia
The thing is, who in the insurance company gets the money if they raise the premiums? The manager? The director? The shareholders? If the shareholders benefit, well they too have to pay the increased premiums?

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#1489851 - 10/02/2019 08:46 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
retired weather man Offline
Meteorological Motor Mouth

Registered: 01/07/2007
Posts: 5047
Loc: Wynnum
In today's Sunday Mail, already insurance companies are starting to knock back claims in Townsville based on ' stormwater vs floodwater '. Sounds familiar from here in 2011.
_________________________
Wyn Nth 2019-Jan11.4(160),Feb47.0(146),Mar285.6(130),Apr48.0(95),YTD392.0(531),

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#1489854 - 10/02/2019 09:12 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: retired weather man]
gleno71 Offline
Weatherzone Addict

Registered: 09/11/2007
Posts: 1803
Loc: Australia
Originally Posted By: retired weather man
In today's Sunday Mail, already insurance companies are starting to knock back claims in Townsville based on ' stormwater vs floodwater '. Sounds familiar from here in 2011.


That's sad to hear, how will the people recover. I bet if every Australian threatened to cancel there insurance policy, things would change quick smart.

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#1489860 - 10/02/2019 09:48 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
Colin Maitland Offline
Weatherzone Addict

Registered: 01/09/2009
Posts: 2667
Loc: North Brisbane ( Bracken Ridge...
Very sad. Suicide rates will rise. Mental health will rise. Cancer from stress will rise etc.
We are just a number or a statistic. Sick world.

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#1489924 - 10/02/2019 22:43 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
Flowin Offline
Weather Freak

Registered: 15/10/2017
Posts: 937
Loc: Pinjarra Hills, Qld
Insurance is ultimately a money game of chance. If the chances come more frequent then the money to cover them will rise. I am not defending the insurance industry but simply point out the facts for any insurance. If insurers unfairly exploit the fine print in policies that is despicable.... and not defendable.
Insurance payouts though are always felt down the track into premium changes when recalibration is done on the money game of chance.

For the current local SEQ weather... can somebody please arrange a change.

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#1489929 - 11/02/2019 08:06 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
Colin Maitland Offline
Weatherzone Addict

Registered: 01/09/2009
Posts: 2667
Loc: North Brisbane ( Bracken Ridge...
Well this morning is overcast and a sprinkle of showers just to the North. Muggy as hell. Is that enough to classify it as a change , well from 2 days ago at least which we were supposed to have the small chance of 10mm of rain. That forecast changed during Friday night very quickly . So over it. A cold winter please.

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#1489936 - 11/02/2019 09:08 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
Colin Maitland Offline
Weatherzone Addict

Registered: 01/09/2009
Posts: 2667
Loc: North Brisbane ( Bracken Ridge...
On a very somber note, I was just listening to the radio and they were discussing with one of the Cattle industry experts the severity of what has happened in the farming community. It is mortifying, so far from what they have been able to see and calculate is that close to 80% of cattle and livestock are dead or have to euthanised.

They had record floods, then more rain then strong winds that caused a very cold weather system and it killed most of their livestock and their livelihood. He said that farmers are a resilient group but this one he does not know how they are going to cope. It will take 3 years of no pay to get livestock going again and that is if they can.

The floods in Townsville are very bad but this is devastation to the highest degree. They were already struggling mentally and had an event planned for Cloncurry to help the farmers wife’s etc but he is not sure what is going to happen.
MMM is tryin to rally Brisbane to get this back up and raise funds and mental support for these poor people.

I may not be able to afford a steak for some time but I will donate anyway I can. I am not blowing my trumpet but if it is just a few dollars a week at Woolies or Coles and they match it I will do it. They need our help.

I will not be giving to Higgins SC or other charities who take fees out etc or some pop up fake charity scam that some mongrels will be doing over the phone etc, be careful, but some honest place like Coles that did match cent for cent. ( not saying Coles or Woolies are honest but they are honest with their charity) .

It was very sad. This was an industry expert who supplies machinery, etc, etc and he was trying to hold it together. You could here him chocking up.

They need help in both mentally and monetary ways .

Edit, just a fact stated, 50% of Australian beef comes from these affected areas.

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#1489951 - 11/02/2019 14:55 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
NotsohopefulPete Offline
Weatherzone Addict

Registered: 24/12/2008
Posts: 1347
Loc: Toowoomba
A really terrible situation, almost beyond comprehension. I am thinking (just from reading media reports) that if southern QLD and Northern NSW do not get some sort of decent rain by the end of Feb, there are going to be horror drought stories coming out of these areas. Has anyone read that story about Norfolk Is' drought?


Edited by NotsohopefulPete (11/02/2019 14:58)

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#1489953 - 11/02/2019 15:16 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: NotsohopefulPete]
Colin Maitland Offline
Weatherzone Addict

Registered: 01/09/2009
Posts: 2667
Loc: North Brisbane ( Bracken Ridge...
Originally Posted By: NotsohopefulPete
A really terrible situation, almost beyond comprehension. I am thinking (just from reading media reports) that if southern QLD and Northern NSW do not get some sort of decent rain by the end of Feb, there are going to be horror drought stories coming out of these areas. Has anyone read that story about Norfolk Is' drought?


Yeah, I just read that this morning about Northfolk Island. The Dam is almost dry and most of the residents water tanks are just about empty. it is terrible NotsohopefulPete.

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#1489956 - 11/02/2019 16:08 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
NotsohopefulPete Offline
Weatherzone Addict

Registered: 24/12/2008
Posts: 1347
Loc: Toowoomba
Yep, Colin, Incredible weather going on, or lack of it.

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#1489970 - 11/02/2019 18:04 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
Mega Offline
Meteorological Motor Mouth

Registered: 03/02/2003
Posts: 7816
Loc: Maryborough, Wide Bay, QLD
Spine-tingling stuff that latest EC run. What a monster. Good thing it's so far out and probably a good thing it looks like skirting the coast than crossing.

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#1489984 - 11/02/2019 19:39 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
CirrusFibratus Offline
Weather Freak

Registered: 17/09/2015
Posts: 466
Loc: Strathpine, QLD
On a more positive note, mention of possible severe storm in the forecast for Brisbane tomorrow.

Fingers crossed.
_________________________
Wunderground station ID: IQUEENSL296

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#1489985 - 11/02/2019 20:05 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Mega]
one drop Offline
Weather Freak

Registered: 15/04/2014
Posts: 112
Loc: maryborough
Quote:
Spine-tingling stuff that latest EC run. What a monster. Good thing it's so far out and probably a good thing it looks like skirting the coast than crossing.


it's certainly persistent that low, definitely keeping an eye on this one.

as you say, likely to change so far out.

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#1489986 - 11/02/2019 20:24 Re: SEQLD / NENSW Day to Day Weather - 2019 [Re: Seabreeze]
Ken Kato Offline
Meteorological Motor Mouth

Registered: 05/03/2012
Posts: 5989


Just thought I'd come out of my self-imposed exile from these forums to post the MODIS imagery above via NASA showing the sheer amount of flooding occurring along some of the rivers in northwest QLD.

The Flinders River is currently experiencing its most significant flood in at least the last 50 years with record floodwaters in places also breaking out into adjacent catchments. The riverine flooding is continuing to slowly make its way further downstream along some of the larger rivers.

Per Ag Force Queensland:
• An area of 13,250,000 hectares (approx. twice the size of Tasmania, 6,840,100 hectares)
• Potentially 800 rural properties affected

Things still look on track for some shower and thunderstorm activity developing in SE QLD later on Tuesday and perhaps the potential for some strong cells although not exactly the perfect setup. Heat ramps up on Tuesday too and peaks midweek before easing back.

Still no major rain events on the horizon that I can see for our region at the moment.

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